Information and Advice
This page is a general summary for all the pages you can find under this main menu
heading -
Stamp duty
This is a property tax paid by buyers. It is levied as a percentage of the total purchase price. Rates vary from NIL to 5% of the total property price.
The cost of moving to a new home
When budgeting, it is advisable to calculate the costs associated with the move. These will include estate agents fees, mortgage arrangement fees, moving expenses, legal fees, and some other discretionary costs.
Selling your existing home – Consider part-exchanging
You need to make your old home as attractive as possible to potential buyers. On this page you will find useful advice to enable you to sell your old home as quickly and easily as possible by presenting it in the most beneficial positive way. Advice on instructing and Estate Agent, kerb appeal, de cluttering and more……
Moving
Removals and moving home advice and tips. Careful planning will make your move as
stress-
Packing and moving day
How to pack and the final countdown of things you need to arrange on the days before the big day.
Check list for notifying of your change of address
Once you have the postal address and postcode of your new home and know your moving date, you will need to advise everyone of your new address. On this page you will find a complete list of organisations and companies you will need to notify. Don’t forget and leave an important contact out!
Mortgages
There are two main types of mortgage -
Home Insurance
You will need to take out Buildings Insurance and Contents Insurance. As with all insurance policies, it is essential you understand all the policy documents, the cover provided and any exclusions. If you have any doubt seek advice from a broker or insurance provider.
How to save on your home insurance
With a little effort when choosing your home insurance, you could end up saving significantly on your annual premium. Here are eight great tips on how you can save money on home insurance premiums.
Health and Safety
Follow this guide to ensure you and people with you, are as safe as they can be when visiting a building site to see your new home under construction. Always follow the Site Manager’s advice and wear the protective equipment the builder provides.
The Site Manager
Arguably the most important person concerned with the building of your new home. The best site managers win the most awards and build the best quality new homes. Find out what makes a good site manager.
Good tips and advice for those thinking of renting a house or flat. What are your rights and how to prevent disputes. The Do’s and Don’ts of renting a flat.
Planning Agreements
Planning agreements or Section 106 Agreements as they are known place legal obligations on developers in return for planning permission being granted. Normally these include for a provision of Affordable or Social Housing. Introduced in 2010, a new Community Infrastructure Levy imposes a charge on building even a single home.
New home owner’s forum
This is a link to a popular forum that not only enables you to share your experiences with others, but we also try to answer any question relating to new home problems and any technical building queries you may have.